How To Borrow Money From Access Bank - Salary/non Salary Earners

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Access bank offers quick loans at low interest rates to its customers without collateral’s . They offer various types of loans like

Payday loan
W-power loan
Advance for school fees
Vehicle finance
Device finance etc.
In this article, we will be looking at the payday loan.

Access bank Payday Loan – Salary/Non – Salary Earners
This loan is mainly for salary earners but you can access it even though you are not a salary earner.

Sometimes emergencies arise before payday and you might be low on cash. This is where PayDay Loan comes in and you can get access to an instant loan by dialing *901*11#, *426*11# or via Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App.

Payday Loan is an instant loan product for customers (both salary and non-salary earners). With Payday Loan, you can borrow money at low interest rate with no documentation or collateral needed.

Features
24/7 service which does not require visits to the bank and application is done conveniently via *901*11#, *426#, QuickBucks App, Internet Banking, Mobile App.
No documentation required.
No collateral required.
Up to thirty-one (31) days tenor.

Who is eligible?

Salary earners whose salary account is domiciled in Access Bank
Salary earners whose salary account is processed by any of our Corporate partners
Customers actively operating a Current Account, Diamondxtra Account, High Interest Deposit Account (HIDA), Current Private Banking Account with a minimum inflow of N20,000 in the past 6 months.

How do I request for a PayDay Loan?
You can request for a PayDay Loan by dialing *901*11# or *426*11# on your mobile device. You can also access PayDay Loan on Internet Banking and WhatsApp Banking or by downloading Access Mobile App and QuickBucks App from your mobile device store.

How long does it take to get a loan disbursed?
After you have registered successfully, upon your loan request, the loan is instantly approved and disbursed into your Access Bank account.

Late Payment
If you don’t pay back the loan within the 31 days period, you won’t be charged for late repayment