Are Treasury Bills Still Worth It as Yields Fall?

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igwe emmanuel

Active Member
Mar 6, 2026
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Treasury Bills have always been one of the most popular investment options for conservative investors in Nigeria because of their safety and predictable returns. However, with yields gradually declining in recent months, many investors are beginning to rethink their strategy.
As returns from fixed-income instruments start to compress, some investors are shifting their attention to the stock market in search of better long-term value and capital appreciation.
While Treasury Bills still offer stability and relatively low risk, the big question now is whether they can still compete with equities and other investment opportunities in the current market environment.
Do you still consider Treasury Bills a good investment option this year, or do you think stocks and other assets now offer better value for investors?
 
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Treasury Bills have always been one of the most popular investment options for conservative investors in Nigeria because of their safety and predictable returns. However, with yields gradually declining in recent months, many investors are beginning to rethink their strategy.
As returns from fixed-income instruments start to compress, some investors are shifting their attention to the stock market in search of better long-term value and capital appreciation.
While Treasury Bills still offer stability and relatively low risk, the big question now is whether they can still compete with equities and other investment opportunities in the current market environment.
Do you still consider Treasury Bills a good investment option this year, or do you think stocks and other assets now offer better value for investors?
Honestly i will prefer equity stocks over treasury bills for now, Atleast buying into a great company can guarantee dividend and capital appreciation
 
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Honestly i will prefer equity stocks over treasury bills for now, Atleast buying into a great company can guarantee dividend and capital appreciation
True. With strong equities, you can benefit from both dividends and potential capital appreciation, unlike Treasury Bills which only give fixed returns.