Nigeria’s One-Year T-Bill Hits Record N2.53 Trillion Bid!

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Olori Uwem

Active Member
Mar 18, 2024
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Nigeria’s One-Year T-Bill Hits Record N2.53 Trillion Bid!

The Nigerian treasury bill (T-bill) auction on December 4, 2024, saw unprecedented investor demand for its one-year offering, breaking records with a staggering N2.53 trillion in bids — nearly five times the auctioned amount!

Highlights of the Auction

• System Liquidity Surge: Analysts attribute this massive interest to the robust liquidity of over N800 billion, fueling speculative trading. Some bids reached rates as high as 26.82%, reflecting investor appetite.

• Rising Yields: Despite the Yemi Cardoso-led Monetary Policy Committee (MPC) hiking the benchmark interest rate to 27.50%, the one-year T-bill yield dropped slightly to 29.75%, from a high of 30.7%.

• Oversubscription: The Central Bank of Nigeria (CBN) offered N741.15 billion in T-bills but received bids far exceeding this figure.

Breakdown of Results

• One-Year T-Bills:

• Bids: N2.53 trillion

• Allotment: N741.15 billion

• Yield: 29.75%

• 182-Day T-Bills:

• Oversubscription: N17.34 billion bids vs. N13.25 billion sold.

• Yield: 20.39% (unchanged for the fourth auction in a row).

• 91-Day T-Bills:

• Minimal Demand: N2.30 billion sold from an available N7.86 billion.

• Yield: 18.86% (unchanged).

Market Trends

1. Inflationary Pressures: Investors are flocking to T-bills as rising inflation erodes purchasing power.

2. Speculative Trading: Analysts at CardinalStone and Meristem noted significant speculative trading, driven by tighter liquidity and attractive yields.

3. Future Expectations: Market watchers predict yields to stabilize, with system liquidity influencing stop rates at future auctions.

Why This Matters

The record-breaking bids highlight T-bills as a favored investment vehicle amidst economic uncertainty, offering competitive returns for savvy investors.

Stay updated as Nigeria’s fixed-income market continues to evolve!