Q1 Wrap-Up: Did Your Portfolio Outrun Inflation?

[Crystal]

Good afternoon, everyone! We have just two trading days left in the first quarter of 2026. It’s been a historic run, the NGX is up over 30% YTD, and we are living in the 200k ASI era.

But here is the 'Researcher’s Reality Check': With inflation at 15.06%, any stock in your portfolio that hasn't gained at least 16% this year is technically losing you purchasing power.

Weekend Homework: 1. Identify your Top 3 'Engine' Stocks (the ones that pay consistent dividends).

2. Check your Cash Reserve (aiming for 10% to buy the post-deadline dips).

3. Are you holding any 'speculative' plays that haven't moved despite the bull run? Maybe it’s time to rotate into 'Certainty.'

 

[Chinyere]

Good afternoon, everyone! We have just two trading days left in the first quarter of 2026. It’s been a historic run, the NGX is up over 30% YTD, and we are living in the 200k ASI era.

But here is the 'Researcher’s Reality Check': With inflation at 15.06%, any stock in your portfolio that hasn't gained at least 16% this year is technically losing you purchasing power.

Weekend Homework: 1. Identify your Top 3 'Engine' Stocks (the ones that pay consistent dividends).

2. Check your Cash Reserve (aiming for 10% to buy the post-deadline dips).

3. Are you holding any 'speculative' plays that haven't moved despite the bull run? Maybe it’s time to rotate into 'Certainty.'

Yes, i have some at downturn stage but consistent dividends, so no cause for alarm.

 

[Vicole]

Good afternoon, everyone! We have just two trading days left in the first quarter of 2026. It’s been a historic run, the NGX is up over 30% YTD, and we are living in the 200k ASI era.

But here is the 'Researcher’s Reality Check': With inflation at 15.06%, any stock in your portfolio that hasn't gained at least 16% this year is technically losing you purchasing power.

Weekend Homework: 1. Identify your Top 3 'Engine' Stocks (the ones that pay consistent dividends).

2. Check your Cash Reserve (aiming for 10% to buy the post-deadline dips).

3. Are you holding any 'speculative' plays that haven't moved despite the bull run? Maybe it’s time to rotate into 'Certainty.'

This is a solid reality check, honestly. The market has done well, but if your stocks haven’t beaten inflation, you’re not really gaining, you’re just maintaining at best.
I like the idea of reviewing things now. Focus on your strong, reliable stocks, keep some cash aside for opportunities, and don’t be afraid to drop underperforming speculative plays.
Sometimes, it’s better to stay with certainty than keep waiting on hope.

 

[Chinyere]

This is a solid reality check, honestly. The market has done well, but if your stocks haven’t beaten inflation, you’re not really gaining, you’re just maintaining at best.
I like the idea of reviewing things now. Focus on your strong, reliable stocks, keep some cash aside for opportunities, and don’t be afraid to drop underperforming speculative plays.
Sometimes, it’s better to stay with certainty than keep waiting on hope.

I totally agree with you