UBA’s board approved its 2025 audited financial statements, with the release and final dividend subject to Central Bank of Nigeria (CBN) approval.
Earnings & Growth
• Trailing revenue over the last 12 months is about ₦1.86 trillion.
• Net income over the same period is roughly ₦738 billion, showing resilience and scale in a high‑rate environment.
• Earnings per share (EPS): about 19.99.
• Return on Equity (ROE) ~ 19.8%, indicating solid profitability relative to equity.
Dividend & Returns
• Board has proposed a final dividend for FY 2025, pending regulatory clearance.
• Historically, UBA has paid meaningful dividends (e.g., ₦5.00 total in FY 2024 with a final ₦3.00).
Business Strength
• UBA continues to generate strong interest income and fee revenue, balancing growth with diversification across African markets.
• Total assets, deposits, and shareholder funds have expanded in recent periods, supporting balance sheet strength.
Key Takeaways
UBA remains one of the most profitable and largest banks on the NGX, with robust earnings even in challenging macro conditions.
Dividend proposals for 2025 show continued shareholder returns, though subject to CBN approval.
The bank’s broad reach and diversified revenue base help it navigate rate cycles and economic shifts.
Do you think UBA’s strong profitability and proposed dividend make it a better income play, a value play, or both in the current market environment?
Earnings & Growth
• Trailing revenue over the last 12 months is about ₦1.86 trillion.
• Net income over the same period is roughly ₦738 billion, showing resilience and scale in a high‑rate environment.
• Earnings per share (EPS): about 19.99.
• Return on Equity (ROE) ~ 19.8%, indicating solid profitability relative to equity.
Dividend & Returns
• Board has proposed a final dividend for FY 2025, pending regulatory clearance.
• Historically, UBA has paid meaningful dividends (e.g., ₦5.00 total in FY 2024 with a final ₦3.00).
Business Strength
• UBA continues to generate strong interest income and fee revenue, balancing growth with diversification across African markets.
• Total assets, deposits, and shareholder funds have expanded in recent periods, supporting balance sheet strength.
Key Takeaways
UBA remains one of the most profitable and largest banks on the NGX, with robust earnings even in challenging macro conditions.
Dividend proposals for 2025 show continued shareholder returns, though subject to CBN approval.
The bank’s broad reach and diversified revenue base help it navigate rate cycles and economic shifts.
Do you think UBA’s strong profitability and proposed dividend make it a better income play, a value play, or both in the current market environment?